a:link {color: #000000; text-decoration: 
  underline;} 
  a:visited {color: #000000; text-decoration: underline;} 
  a:active {text-decoration: 
  none;} 
  a:hover {color: #000000; text-decoration: underline} 
  
  p {
	font-family: 
Arial, Helvetica, sans-serif;
	color: #000000;
	font-size: 14px;
	line-height: normal
}
  
  a.nav:link {color: #000000; font-size: 12px; text-decoration: none; }
a.nav:visited {color: #000000; font-size: 12px;text-decoration: none; }
a.nav:hover {color: #000000; font-size: 12px; text-decoration: underline; }
a.nav:active {color: #000000; font-size: 12px; } 

ul.menu {
	list-style-type: none;
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
	color: #000000;
	font-size: 14px;
	line-height: 120%;
	font-weight: bold;
} 

ul{
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
	color: #000000;
	font-size: 14px;
	line-height: 120%;
	}
.headings {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-weight: bold;
	line-height: 10%
}

h1 {font-family: Arial, Helvetica, sans-serif;
	font-size: 27px;
	line-height: 100%;
}

.masthead {font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-weight: bold;


}

.mastheadsmall {font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 100%;
	
}
h2 {font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 100%}
	
	body {
	margin-top: 20px;
	BACKGROUND: #ffffff;
}

i{
font-family: Times;
color: #000000;
	font-size: 16px;
	line-height: normal
}
  .disclaimer {
	font-family: 
Arial, Helvetica, sans-serif;
	color: #000000;
	font-size: 11px;
	line-height: normal
}